What Texas Would Look Like Without Obamacare


Texas, for example, allowed insurers to charge women higher premiums than men (a practice that was outlawed or restricted in 12 other states, mostly Northeastern ones). Individual market insurers could deny coverage to those with pre-existing conditions. The average individual market plan around that time came with a $222 monthly premium. The plan was not required to cover expensive benefits such as childbirth or prescription drugs.

Texas did run a high-risk pool, established in the late 1990s, in which those denied in the individual market could seek coverage. But patients seeking coverage would face a one-year waiting period to sign up and premiums twice as high as those in the general insurance market. The Duke Health Justice Clinic estimates the plan had only 24,972 enrollees as of 2011, a small share of the 4.5 million Texas residents with pre-existing conditions.

Since the start of the Affordable Care Act’s marketplaces in 2014, Texas’ uninsured rate has fallen about five percentage points. The number of insured Texans has increased by about one million people, according to data from the Kaiser Family Foundation.

Coverage gains were largest among people of middle income, older people and racial minorities. The insured rate for Hispanic Texans increased by 10.9 percentage points between 2013 and 2016, according to a study published in the American Journal of Public Health. Over that same period, coverage increased 12.1 percentage points for Texans between 50 and 64 years old, and 10.2 percentage points for those describing their health as “fair or poor.”

Most Texans gaining coverage have done so through the health law’s insurance marketplaces. The premiums in Texas have tended to be lower than those elsewhere in the country, but there have been some big increases in recent years. The monthly price of a midlevel individual market plan has increased to $462 this year, up from $359 in 2017.

The prices are significantly higher than those that existed before Obamacare and, nationally, expensive premiums have long been a pain point for the Affordable Care Act. But the plans that exist now offer a wider set of benefits and cannot limit annual or lifetime benefits. That’s a key trade-off that Obamacare’s architects felt was worth making: a requirement that insurers cover a wide range of medical conditions, even if that meant plans became more expensive.

It’s not totally clear that Texans who buy their own coverage are actually paying more, either. In Texas, 91 percent of Obamacare enrollees receive federal subsidies that lower the cost of their monthly premiums, and 59 percent get financial help that reduces their deductibles and co-payments.


Source link
(Visited 2 times, 1 visits today)

Related posts:

Mystery of hundreds of elephants found dead in Botswana
Injuries shoot up after fireworks laws loosened in West Virginia
‘We can’t afford an ounce of meat’: Economic crisis strangles Lebanon
Algeria welcomes remains of fighters against colonisation from France
Neurological symptoms described in children with COVID-19
United States: In Louisiana, Cajuns are keen to preserve their identity
HIV may not worsen COVID-19 outlook
250. Split-Lebertransplantation am UKR - Biermann Medizin
Live Coronavirus Updates: U.S. Leaders Change Course
EU authorises use of remdesivir to treat coronavirus
Turkey challenges allies and enemies alike in quest for ‘larger role on world stage’
Porres neuer Chefarzt in Leverkusen
Even gut immune response is site-specific
Systemische Therapie kann jetzt mit den Krankenkassen abgerechnet werden
Inflammatory Bowel Disease Tied to Increased Dementia Risk
Macron names Jean Castex as new French prime minister
Popular chemotherapy drug may be less effective in overweight and obese women
Studie: Junge Menschen rauchen und trinken weniger
Can an Algorithm Predict the Pandemic’s Next Moves?
Death toll climbs to more than 160 in Myanmar jade mine disaster
Israeli, UAE technology firms pen deal on virus research
Netanyahu's annexation plan, China's campaign against Uighurs and Hollywood before the censors
Uniklinik Köln: Augenheilkundliche Spezialbereiche jetzt in Deutschlands größtem Krebs-Ambulatorium
Dutch report new coronavirus infection on mink farm
Berufsverband will Weiterbildungsförderung auch für Urologen
French PM Édouard Philippe and his government resign as Macron prepares cabinet reshuffle
Florida under siege as pandemic accelerates
Japan asks US to extradite two men accused of helping ex-Nissan chief Ghosn escape
MB: EU-Ratspräsidentschaft als Chance für mehr Kooperation in Gesundheitsfragen nutzen
Monkeys infected with novel coronavirus developed short-term immunity
Das sichtbare Skelett 2.0 - Biermann Medizin
Peru surpasses 10,000 coronavirus deaths: health ministry
Herzreparatur mit der Gen-Schere - Biermann Medizin
UK to end quarantine for travelers from 'low-risk' countries
Turkish court opens trial of Saudi officials in killing of journalist Khashoggi
New study reveals how the brain organizes information about odors
French court to rule on reopening probe of former Rwandan president's assassination
Study could show why heart events increase seasonally
US Senate unanimously votes to approve draconian 'Hong Kong Autonomy Act'
US new single-day Covid-19 cases hit new worldwide record of over 55,000
Study says crowdsourced data could help map urban food deserts
Police in Europe arrest over 800 users of encrypted phone system used to plot crime
Artificial intelligence brings pancreatic cancer screening one step closer to reality
The Young Cut Loose in Myrtle Beach. The Virus Followed Them Home.
Study exposes disparities in health care access in rural Southern California
Florida State University Child Care Policy Draws Backlash
Surge in domestic child abuse during pandemic, reports specialist UK children's hospital
Live Coronavirus News: Updates and Video
Marijuana use while pregnant boosts risk of children's sleep problems
US sanctions against international court staff an act of ‘revenge’, says ICC’s Fatou Bensouda
New, more infectious strain of COVID-19 now dominates global cases of virus: study
‘We disinfect everything’: Amsterdam’s red-light district re-opens
France's Macron to embark on next phase of his presidency with ‘new team’
When Your Tween Is Bored
Why are more young people getting coronavirus?
Ideen-Wettbewerb: Woche des Sehens in Corona-Zeiten
French prosecutors seek trial for football star Karim Benzema over sextape scandal
Talking With Your Teen About Anti-Racism? Be Ready to Listen
COVID-19 death risk twice as high in New York City as some countries
Turkey demands apology from France over naval incident claim
CBM-Jahresbericht 2019: Mehr Geld für die Projektarbeit
Venezuela reverses decision to expel EU ambassador
How the body fights off urinary tract infections
Riechstörungen bei COVID-19: Was wissen Mediziner aktuell?
Did a Mutation Help the Coronavirus Spread? More Evidence, but Lingering Questions
Fear spreads through Hong Kong’s pro-democracy movement after security law imposed by China
Hot flushes and night sweats linked to 70% increase in cardiovascular disease
Niedriger Cortisolspiegel trägt dazu bei, dass wir altern
Epstein's ex-girlfriend Ghislaine Maxwell arrested by FBI
Algerian court grants release of anti-government protest leader Karim Tabbou
Study reveals high prevalence of 'hidden' illnesses in people with type 2 diabetes
Heisenberg-Professur für Jennifer Andexer - Biermann Medizin
France to return remains of 24 fighters killed during colonisation of Algeria
CSIRO uses lab-grown 'lungs' to fight respiratory viruses
Krebsimmuntherapie bei Leukämie – Wie das körpereigene Abwehrsystem gestärkt werden kann
Australia Thought the Virus Was Under Control. It Found a Vulnerable Spot.
European Court of Human Rights condemns France over ‘inhuman’ living conditions for asylum-seekers
US virus cases smash daily record as global infections soar
Herzschwäche ist im Osten weitaus häufiger als im Westen
EU calls on Russia to probe 'irregularities' reported in vote granting Putin right to rule until 203...
Live Coronavirus Updates: U.S. Sets Case Record
Fires rage across Amazon rainforest, sparking fears of another disastrous summer season
Brazil surpasses 60,000 coronavirus deaths: official
Kabinett beschließt Nationale Demenzstrategie - Biermann Medizin
Closing bars to stop coronavirus spread is backed by science
Krankenhaus-Fallzahlen im SARS-CoV-2-Lockdown - Biermann Medizin
More than 100 dead in landslide at Myanmar jade mine
Novartis agrees to $642mn US settlement over kickbacks
Auf der Suche nach den Ursachen für männliche Unfruchtbarkeit
California takes step back from reopening amid virus surge
Neue Therapieoption bei schweren Infektionen, aber keine Belege für Überlegenheit
Researchers outline adapted health communications principles for the COVID-19 pandemic
Künstliche Intelligenz für die Medizintechnik
Health experts slam US for mass purchase of licensed Covid-19 drug
Travel safely with these expert tips in the age of coronavirus
Augenärzte wollen integrierte Notfallzentren ausbauen
US intelligence doubted Russia urged Taliban to kill US trips, says Trump
Why are patient and public voices absent in COVID-19 policy-making?
Neuer technischer Ansatz kann die Diagnose der pulmonalen Hypertonie verbessern
It Paid Doctors Kickbacks. Now, Novartis Will Pay a $678 Million Settlement.

Leave a Reply

Your email address will not be published. Required fields are marked *

Next Post

Akuzohet se ka fyer migrantët nga Ballkani: Magazina "Migros" kërkon falje

Fri Jun 26 , 2020
Edicioni i 15 qershorit i “Migros Magazine”, që është një revistë javore e cila botohet në mbi 1 milion e gjysmë ekzemplarë dhe shpërndahet falas, u është kushtuar njerëzve nga Ballkani. Pas kritikave që  mori, tani kompania “Migros” kërkon falje E Premte, 26 Qershor 2020 – 21:15 albinfo.ch “From Balkan, […]